Refunds

How a refund request travels from a phone call to a decision your team makes, and what SIMCOAI will and will not do on the way.

Before you start

  • A refund policy you can state in a sentence - SIMCOAI applies your policy, it does not invent one
  • Somewhere for refund requests to land: a person or team who reviews them
Capture

What gets collected

A refund raised by phone or chat arrives as a structured record, not a voicemail someone has to decode.

FieldWhy it matters
Order referenceTies the request to something real. Required for order lookups.
ReasonIn the customer’s own words, not a dropdown guess.
Contact detailsSo your team can reach them without listening back to the call.
TranscriptThe full exchange, in case the summary missed nuance.
Verification stateWhether the customer confirmed their identity.
EvidenceAny proof uploads attached to the request.
Boundary

What SIMCOAI does not do

This is the most important paragraph on the page.

Careful. SIMCOAI never auto-approves a refund. It captures the request, verifies the customer, gathers evidence and summarises - then a person decides. Your refund policy governs the outcome, not the AI.
Protection

Verification and duplicates

  • Verification. A caller claiming to be someone cannot trigger a refund on that person’s order. See verification codes.
  • Duplicates. A second request for the same order will not silently create a second refund. Through the API this surfaces as 409 WORKFLOW_DUPLICATE - see idempotency.
  • Audit. Every state change is recorded against the record.
Team

Reviewing a refund

  1. Open the recordRefunds appear in the dashboard with their full context.
  2. Check verificationAn unverified request is a request, not a confirmed customer.
  3. Review evidenceBarcode and document checks are flagged matched or unmatched - both are signals, not verdicts.
  4. DecideApprove, decline or ask for more. Your policy, your call.
  5. Tell the customerSIMCOAI can capture the outcome; communicating it stays a business decision.

Expected result

A refund record carrying the order, the reason, the transcript, verification state and any evidence - enough to decide without ringing the customer back for basics.